If you are in the market to buy a new home the one thing you want to be sure about when you’re ready to purchase is than you choose the right home loan lender that meets all your needs. The home buying process can be thorough and lengthy depending on your unique situation. I’m in the process of buying a home and I’ve been working with a housing specialist for the last year. I went through a home buying program that had requirements I had to complete before I could obtain a home loan.
I worked on paying down my credit cards and trying to keep them at around or below 30% usage which is what’s recommended. Paying off and removing a couple of items from my credit report was priority and BUDGET, BUDGET, BUDGET! Saving money for down payment and closing costs is another priority while continuing to increase my credit score. The better your credit score and credit history, the better your down payment amount, mortgage payment and interest rate you’ll get on your home loan. That’s a win!
While we all strive to have a favorable credit score, sometimes we need to do a little more work and try to acquire a home loan to buy a house. Associates Home Loan in Tampa, FL specializes in helping you get a home loan if you have poor credit. If you’re located in Central Florida or looking to buy a home in that area, Associates Home Loan can help you. You can even schedule a complimentary consultation with them when you’re ready to learn more about bad credit loans Tampa and move forward in your process.
There are so many factors to think of when you’re buying a home and what type of home loan will work best for you. Is it existing construction or is it brand new construction? Do you need a Non-Conventional Loan, Subprime Loan or Hard Money Loan for bad credit? It’s good to know that there are home loan solutions out there available to you if your credit isn’t in fair, good or perfect condition. You’ll still want to do everything you can to better your credit situation while you are going through this process.
Associates Home Loan is committed to providing you with the highest quality service available in Florida. You work with a professional one on one to ensure that they are providing you with the best loan solution that meets your specific needs. They pride themselves in providing excellent service and building lasting relationships with their clients for years to come. Associates Home Loan keeps your personal information confidential. They’re trusted throughout the state of Florida.
You can visit the Associates Home website for more information and use any of the interactive tools. Speak directly with a mortgage advisor when you are ready by simply giving them a call. Remember, you get a risk free complimentary consultation. So, what are you waiting for? Call them now! They have resources to assist you and find the best loan options available. Focus on creating a plan to get you in your new home and stick to it! Also, pay attention to your debt to income ratio. That’s important!